India's Trusted Fintech Platform

Next-Gen
Financial
Services

AEPS, BBPS, DMT, Recharge, Pancard — all in one place. Power your business according to today’s needs.

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2M+
Transactions Daily
99.9%
Uptime SLA
50K+
Active Retailers
Business professional
Profile Visit
16,893
AEPS Active
Live
₹4.2 Cr
↑ 18% today
Conversion Rate
5.76% ↑
Affiliate Orders
$14,720
+284 this week
What We Offer

Our Core Services

Every service comes with a powerful API — integrate it and go live in minutes.

AEPS
Aadhaar Based
AEPS
Aadhaar Enabled Payment System — customers can withdraw cash using their fingerprint, without visiting a bank. Banking for the unbanked.
  • Cash Withdrawal via Biometric
  • Balance Enquiry & Mini Statement
  • Aadhaar to Aadhaar Fund Transfer
  • NPCI Certified Gateway
BBPS
300+ Billers
BBPS
Bharat Bill Payment System — electricity, gas, water, insurance, EMI — all bills on one platform. RBI Authorized BBPOU.
  • Electricity, Gas & Water Bills
  • Loan EMI & Insurance Premium
  • FASTag & Cable TV Recharge
  • Instant Confirmation Receipt
DMT
Instant Transfer
DMT
Domestic Money Transfer — send money home in seconds for migrant workers. IMPS powered, available 24x7.
  • ₹25,000/day per sender
  • IMPS Real-time Settlement
  • KYC-based Limits
RCH
All Operators
Recharge
Mobile, DTH & Data Card recharge — Jio, Airtel, Vi, BSNL, Tata Play, all in one click. Best commission rates.
  • Prepaid & Postpaid
  • DTH & Data Card
  • Instant Commission Credit
PAN
Instant Service
PAN Card
Apply for a new PAN card, update existing details, or request a reprint with a secure, fast, and hassle-free process.
  • New PAN Card Application
  • PAN Correction & Update
  • Duplicate & e-PAN Services
Why FinPay
Why choose
us?

We are not just a payment gateway — we are a growth partner for your business. Every transaction is built on trust, speed, and transparency.

99.9%
Uptime
<2s
Avg Response
24×7
Support
Start for Free →
Bank-Grade Security & Compliance
RBI, NPCI, and PCI-DSS compliant infrastructure. Every transaction is secured with end-to-end encryption, 2FA, and real-time fraud detection.
Lightning Fast API
RESTful APIs with <200ms latency. Sandbox available with clear documentation — integrate easily without hassle.
Dedicated Support
Every merchant gets a dedicated account manager. Support via WhatsApp, phone, or email — whenever you need it.
Real-time Analytics
Live dashboard with transaction trends, success rates, and revenue insights — all in one place.
Instant Settlement
T+0 settlement available for eligible merchants. Keep your cash flow smooth and your business running without delays.
FAQs

Your questions, our answers

If anything is unclear, feel free to reach out to us directly — we’re always available.

Ask Us Anything →

For AEPS, you only need a valid Aadhaar-linked bank account. For merchant onboarding, GST, PAN, and business proof are required. The entire process is completed within 24–48 hours.

For non-KYC senders, the limit is ₹5,000 per transaction and ₹25,000 per month. For KYC-completed senders, limits are higher — ₹25,000 per day. Up to 3 beneficiaries can be added per sender without full KYC.

300+ billers are supported — including Electricity (state-wise DISCOMs), Gas (Indane, HP, Bharat), Water, Insurance (LIC, SBI Life, etc.), Loan EMI, FASTag, Municipal Taxes, Cable TV, and DTH. The list keeps growing.

A basic integration can be completed in 2–4 hours. You can test in our sandbox environment, and the documentation is available in both English and Hindi. A dedicated tech support person will assist you throughout.

Standard settlement is T+1 — meaning today’s transactions are credited to your account the next morning. Eligible merchants can access T+0 (same-day) settlement. Payout services offer real-time IMPS settlement.

Commission varies by service. AEPS offers 0.5–1% per transaction, Recharge offers 1.5–3%, and BBPS offers a flat ₹3–15 per bill. Volume-based slabs are available — higher volume means better rates. Contact us for detailed pricing.